Frequently Asked Questions.
With the rent-to-own program you’ll lease the home with an exclusive right to buy at a locked-in price in the future. We’ll even help you save the down payment to qualify with a mortgage company in the future.
We are not a traditional lender and if you have a close friend or relative willing to lend you the down payment that is not a problem with us. The entire down payment is credited towards the purchase price, and every time you make the monthly payment on time you will receive credit towards the purchase price.
If you have some of the down payment we can often work out a payment plan over six to twelve months.
The interest rate on our rent-to-own programs is typically 9.9%. This interest rate is actually lower than many banks will charge a sub-prime borrower.
We are not a traditional lender and we are far more flexible than them. We realize that bad things happen to good people and past problems, even bankruptcy won’t necessarily prevent you from purchasing with us. Fill out the application form and we’ll work with you.
Fill out the application form and fax it back to us.